Whilst the process is relatively simple, we have provided an overview of the process to ensure you feel comfortable with the steps that will be taken.
ContinueYou could join those already making the most of their retirement years using the equity locked in your home.
You can receive an indicative quotation by clicking the following link: Indicative Quotation. We’re happy to walk you through this if you require further detail or would like us to do another quotation for you. Email us at info@plus.ie, or simply fill out our contact form and we will make sure one of our customer service’s team get in touch with you as soon as possible.
It’s important to discuss your plans with family as any decisions you make now could affect them later down the line.
Your advisor will help guide you through the application form and ensure that a home reversion plan is appropriate for your circumstances and ensure you are aware of all the documentation required. Home Plus can provide a list of QFAs trained in our product for your convenience.
Your dedicated advisor will present their suitability statement to you in writing, answering any questions along the way. They will also provide you with personalised information and allow you time to consider their recommendation.
If you decide to go ahead, your QFA will package your application including a property valuation, BER certificate, standard financial statement (SFS), and sustainability report, and send them to Home Plus. If you decide to go ahead, your QFA will package your application including a property valuation, BER certificate, standard financial statement (SFS), and suitability.
The next stage is for Home Plus to issue an approval. This states the details under which you are approved to proceed with a Home Reversion, and once accepted and your solicitor’s details provided, the legal process commences.
A solicitor of your choosing will provide you with independent legal advice and cover the other legal aspects for you.
Typically, we estimate around 16 -20 weeks from application to completion. Time to start enjoying yourself and doing all the things you’ve planned.
Home reversion is not a loan - it is simply a way to release equity in your own property. Find out how much equity you can release...
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To avail of further benefits and release more equity, further tailor with one of our plans below:
Lump sum with no monthly payments.
Home Plus brings you our Core Finance Plan. This is our balanced entry level financing plan.
Boost your lump sum by opting to pay a small monthly figure.
Home Plus brings you our Focus Boost Finance Plan for customers who need high level of boost financing.
Boost your lump sum and either stop paying those monthly amounts or lower it to an even smaller amount after a number of years.
Home Plus brings you our Flex Grade Finance Plan for customers looking for flexible financing.