Customer Obligations

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You could join those already making the most of their retirement years using the equity locked in your home.

You may qualify if...

You are aged over 55
You have a property worth more than €120,000
Your main residence is in the Republic of Ireland

Customer Obligations

  • Pay a monthly sum (where applicable).
  • Inform Home Plus if the property becomes vacant should you move into permanent long-term care (i.e. nursing home).
  • Instruct your solicitor to notify Home Plus, should your partner or spouse pass away, if they are registered on the deeds.
  • Send us annual confirmation the property is insured.
  • Use the property as your main residence and let us know each year who is living there.
  • Let us know if a third party like a carer, or family member needs to move in.
  • Pay all local property taxes, service charges and other obligatory charges that accrue on the property.
  • Maintain the property and structural Integrity.
  • Allow Home Plus access to inspect the property with notice.
  • Not to leave the property for more than 60 days without telling us.
  • Inform Home Plus of any material changes which impact your ability to meet all obligations.

How Much Can I Release?

Home reversion is not a loan - it is simply a way to release equity in your own property. Find out how much equity you can release...

You can release a mimimum of

Please wait while we calculate...

2528

To avail of further benefits and release more equity, further tailor with one of our plans below:

Core

Lump sum with no monthly payments.

Home Plus brings you our Core Finance Plan. This is our balanced entry level financing plan.

Boost

Boost your lump sum by opting to pay a small monthly figure.

Home Plus brings you our Focus Boost Finance Plan for customers who need high level of boost financing.

Flex

Boost your lump sum and either stop paying those monthly amounts or lower it to an even smaller amount after a number of years.

Home Plus brings you our Flex Grade Finance Plan for customers looking for flexible financing.

find out morehow do i apply?Contact Us
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Our Plans

Core

Lump sum with no monthly payments.

Home Plus brings you our Core Finance Plan. This is our balanced entry level financing plan.

Boost

Boost your lump sum by opting to pay a small monthly figure.

Home Plus brings you our Focus Boost Finance Plan for customers who need high level of boost financing.

Flex

Boost your lump sum and either stop paying those monthly amounts or lower it to an even smaller amount after a number of years.

Home Plus brings you our Flex Grade Finance Plan for customers looking for flexible financing.

calculate your lump sumhow do i apply?Contact Us
WARNING
Purchasing this product may negatively impact on your ability to fund future needs.
WARNING
The money you receive may be much less than the actual market value of the share in your home.
WARNING
Releasing equity from your home may impact your ability to claim means tested social welfare benefits.
WARNING
Failure to insure your home and/or make monthly payments in line with your home reversion agreement may result in the dilution of your share in the home and you may be at risk of losing your home.